CITIZENS & NORTHERN CORP (CZNC)
About CITIZENS & NORTHERN CORP
Citizens & Northern Corp is a community bank operating through its subsidiaries. It provides banking services, including deposit and loan products for personal and commercial customers. The bank also maintains a trust division that provides a wide range of financial services, such as 401(k) plans, retirement planning, estate planning, estate settlements and asset management.
This profile is unclaimed. An authorized representative can claim it to add details and earn the Verified badge.
Financial summary
- Net income
- $23.4M
- Total assets
- $3.1B
- Market cap
- $382.5M
- Operating margin
- 20.6%
- Net margin
- 16.8%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $139.2M
- Operating expenses
- $110.6M
- Operating income
- $28.6M
- Income tax
- $5.2M
- Net income
- $23.4M
- EPS (basic)
- $1.46
Balance sheet
- Total assets
- $3.1B
- Current assets
- $3.1B
- Total liabilities
- $2.8B
- Current liabilities
- $2.8B
- Shareholders’ equity
- $341.7M
Cash flow
- Operating cash flow
- $32.0M
- Investing cash flow
- $196.0K
- Financing cash flow
- -$111.1M
- Net cash flow
- -$78.9M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year · hover for prices
52-week range
- Market cap
- $382.5M
- Dividend yield
- 4.6%
- Shares outstanding
- 15.7M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Mar 16, 1994
Citizens & Northern Corp (CZNC) Stock Price
- Profitable — net income of $23.4M.
- Revenue grew 65% from FY2021 to FY2025.
- Trading near its 52-week high.
- Pays a dividend yielding about 4.6% annually.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
No reviews yet. Be the first to review CITIZENS & NORTHERN CORP.
Write a review
News about CITIZENS & NORTHERN CORP
News & sentiment via Polygon.io
Citizens & Northern Corp: frequently asked questions
Is Citizens & Northern Corp an American company?
Citizens & Northern Corp is a US-based company headquartered in Wellsboro, Pennsylvania, listed in the americancompanies.com directory of American companies. Its American-origin credentials have not yet been independently verified.
Where is Citizens & Northern Corp headquartered?
Citizens & Northern Corp is headquartered in Wellsboro, Pennsylvania, United States.
Is Citizens & Northern Corp publicly traded?
Yes — Citizens & Northern Corp is a publicly traded company. Its stock trades under the ticker symbol CZNC on the NASDAQ.
What does Citizens & Northern Corp do?
Citizens & Northern Corp is an American Financial Services company in the Business & Financial Services sector.
