PATHWARD FINANCIAL, INC.
About PATHWARD FINANCIAL, INC.
Pathward Financial Inc is a unitary savings and loan holding company. It's a wholly owned full-service banking subsidiary of Meta Financial, is both a community-oriented financial institution offering a variety of financial services to meet the needs of the communities it serves, and a payments company providing services on a nationwide basis. It operates through three reportable segments: Consumer: The Consumer segment includes the Partner Solutions business line, which collaborates with partners to navigate payment and lending needs; Commercial: The Commercial segment includes the Company's Commercial Finance business line, which helps businesses access funds needed to launch, operate, and grow; and Corporate Services. The majority of the revenue is generated from Consumer segment.
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Financial summary
- Revenue FY2025
- $839.9M
- Net income
- $185.9M
- Total assets
- $7.2B
- Market cap
- $1.7B
- Operating margin
- 26.6%
- Net margin
- 22.2%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $839.9M
- Operating expenses
- $616.8M
- Operating income
- $223.1M
- Income tax
- $36.3M
- Net income
- $186.8M
- EPS (basic)
- $7.91
- EPS (diluted)
- $7.87
Balance sheet
- Total assets
- $7.2B
- Current assets
- $7.2B
- Total liabilities
- $6.3B
- Current liabilities
- $6.3B
- Shareholders’ equity
- $857.5M
Cash flow
- Operating cash flow
- $450.6M
- Investing cash flow
- $25.8M
- Financing cash flow
- -$513.0M
- Net cash flow
- -$37.8M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $1.7B
- P/E ratio
- 10.2
- EPS (diluted)
- $7.87
- Dividend yield
- 0.25%
- Shares outstanding
- 21.0M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Sep 20, 1993
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $185.9M in FY2025.
- Revenue grew 53% from FY2021 to FY2025.
- Trading 20% below its 52-week high.
- Pays a dividend yielding about 0.25% annually.
- Valued at a price-to-earnings (P/E) ratio of 10.2.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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