USCB FINANCIAL HOLDINGS, INC.
About USCB FINANCIAL HOLDINGS, INC.
USCB Financial Holdings Inc is a bank holding company. Through its banking subsidiary, it offers relationship-based banking products, services, and solutions to a diverse set of clients in the local markets it operates in and international clients with U.S. banking needs. The Group's products and services offerings mainly include traditional deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, etc.; e-banking services; title insurance policies for real estate transactions; and a variety of lending products such as small business loans, commercial real estate loans, business credit cards, etc.; and others. Geographically, its primary banking market is South Florida.
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Financial summary
- Net income
- $26.1M
- Total assets
- $2.8B
- Market cap
- $343.2M
- Operating margin
- 24.7%
- Net margin
- 17.9%
Source: SEC EDGAR · updated Jun 7, 2026
Revenue & profit trend
Financial statements
Income statement
- Revenue
- $145.5M
- Operating expenses
- $109.6M
- Operating income
- $35.9M
- Income tax
- $9.8M
- Net income
- $26.1M
- EPS (basic)
- $1.34
- EPS (diluted)
- $1.33
Balance sheet
- Total assets
- $2.8B
- Current assets
- $2.8B
- Total liabilities
- $2.6B
- Current liabilities
- $2.6B
- Shareholders’ equity
- $217.2M
Cash flow
- Operating cash flow
- $42.8M
- Investing cash flow
- -$245.4M
- Financing cash flow
- $164.0M
- Net cash flow
- -$38.6M
Statements via Polygon.io (SEC filings)
15-minute delayed · data by Polygon.io
Past year
52-week range
- Market cap
- $343.2M
- P/E ratio
- 14.0
- EPS (diluted)
- $1.33
- Dividend yield
- 2.68%
- Shares outstanding
- 18.4M
- Open
- —
- Day range
- –
- Prev close
- —
- Volume
- —
- IPO date
- Jul 23, 2021
Market data by Polygon.io · prices are 15-minute delayed
At a glance
- Profitable — net income of $26.1M.
- Revenue grew 156% from FY2021 to FY2025.
- Trading 10% below its 52-week high.
- Pays a dividend yielding about 2.68% annually.
- Valued at a price-to-earnings (P/E) ratio of 14.0.
Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.
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