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FARMERS & MERCHANTS BANCORP INC

$28.14 +0.18% NASDAQ: FMAO · 15-min delayed

ARCHBOLD, Ohio
Public · NASDAQ: FMAO
473 employees

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$386.7MMarket cap

$33.3MNet income

473Employees

FMAONASDAQ

2004IPO

About FARMERS & MERCHANTS BANCORP INC

Farmers & Merchants Bancorp Inc is a holding company based in Ohio. The company is engaged in one segment which is commercial banking. The activities of the company include commercial, agricultural and residential mortgages as well as consumer and credit card lending activities.

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Company facts

Type: Public · NASDAQ: FMAO
Employees: 473
IPO date: Nov 23, 2004
Headquarters: 307-11 N DEFIANCE ST
ARCHBOLD, Ohio 43502
Phone: (419) 446-2501
Industry: Financial Services
Website: Visit site

Registry IDs

Ticker: FMAO Nasdaq
SEC CIK: 792966
EIN: 341469491
SIC: 6035 SAVINGS INSTITUTION, FEDERALLY CHARTERED

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Reported figures

Financial summary

Net income: $33.3M
Total assets: $3.4B
Market cap: $386.7M
Operating margin: 24.5%
Net margin: 19.2%

Source: SEC EDGAR · updated Jun 7, 2026

Multi-year

Revenue & profit trend

FY2021

FY2022

FY2023

FY2024

FY2025

Revenue Net income

FY 2025

Financial statements

Income statement

Revenue: $173.5M
Operating expenses: $131.0M
Operating income: $42.5M
Income tax: $9.2M
Net income: $33.3M
EPS (basic): $2.43
EPS (diluted): $2.43

Balance sheet

Total assets: $3.4B
Current assets: $3.4B
Total liabilities: $3.1B
Current liabilities: $3.1B
Shareholders’ equity: $370.9M

Cash flow

Operating cash flow: $36.7M
Investing cash flow: -$138.7M
Financing cash flow: $23.3M
Net cash flow: -$78.6M

Statements via Polygon.io (SEC filings)

NASDAQ: FMAO

$28.14 +0.18%

15-minute delayed · data by Polygon.io

Past year

$22.83 $29.57

52-week range

Market cap: $386.7M
P/E ratio: 11.6
EPS (diluted): $2.43
Dividend yield: 3.27%
Shares outstanding: 13.7M
Open: —
Day range: –
Prev close: —
Volume: —
IPO date: Nov 23, 2004

Market data by Polygon.io · prices are 15-minute delayed

Auto-generated

At a glance

Profitable — net income of $33.3M.
Revenue grew 126% from FY2021 to FY2025.
Trading 5% below its 52-week high.
Pays a dividend yielding about 3.27% annually.
Valued at a price-to-earnings (P/E) ratio of 11.6.

Automatically generated from public filings and market data. Informational only — not investment advice or a recommendation to buy or sell any security.